Disclaimer

Not medical advice

Everything on Longevity.top — including the actuarial age calculator and the evidence directory — is built from population statistics. A life table describes what happens to large groups of people; it cannot diagnose you, and it does not know anything about your individual health that you did not type in. The output is an estimate with a deliberately wide range, not a prediction of your personal lifespan and not a substitute for a clinician. For any medical decision, talk to a qualified healthcare professional.

Not financial or insurance advice

We are not a licensed insurance producer, broker or financial adviser. Nothing here is a quote, an offer, or a recommendation to buy or not buy any insurance or financial product. Any figures about insurance are general and informational. Where we link to insurance marketplaces we do not set their prices and cannot guarantee any rate or outcome.

Estimates and uncertainty

The calculator uses published period life tables and peer-reviewed hazard ratios, combined with documented simplifying assumptions (see the methodology). Real individual outcomes vary enormously around any population estimate. Treat the number as a conversation-starter, not a forecast.

No warranty

The site is provided “as is,” without warranties of any kind. We work hard to keep the sources accurate and current, but we do not guarantee that every figure is free of error, and we accept no liability for decisions taken on the basis of this content.